Testimonials - what clients say about my services
"Kerstin is a great support for expats and repats. Her excellent English and expertise in navigating German bureaucracy are invaluable. She goes beyond financial advice, offering guidance on various aspects of expatriate life. Kerstin is approachable and trustworthy, making her the right partner for anyone facing the challenges of relocation. Before working with Kerstin, we had numerous uncertainties about German health insurance options. Throughout our collaboration, Kerstin provided us with all the answers and support we needed. Her guidance was instrumental in resolving our doubts and navigating the complexities of the German health insurance system. We are grateful for her expertise and assistance. Highly recommended!"
Ricardo from Portugal 2023
Self-Employed
"Kerstin, I’d like to thank you for the amazing collaboration and fantastic work you’ve done while helping me navigate through the maze of the German pension and health insurance systems, as well as the way they interconnect with their equivalents in the EU and the US. I truly appreciate your expert knowledge and valuable insights you have shared with me in order to support my efforts to comprehend my very complex and challenging circumstances, and find the optimal way to address them. You are a top notch professional with exceptional bias for action and talent to simplify. Even with the extremely complex subjects, you are able to break them down in a way that makes them easy to understand and follow. Thank you again for your guidance and going above and beyond to assist me!"
Margaret from the US 2023
Employee
"I joined a previous session with Kerstin on pension plans in Germany, where I was happily surprised how she talked us through a seemingly dull topic.Topics like these can be hard in itself, let alone in the German language, and Kerstin was fully prepared for her expat audience. She was able to clearly explain the topics in layman's terms, added her own opinion and advice, and took the time to answer questions regarding specific personal situations. She was very straightforward and honest with us, and I'm happy I made a lot of notes, because thanks to her thorough explanations, I was fully prepared for the new pension plans presented within my company in October. Join Kerstin for one of her next sessions on financial topics. You won't regret it!"
Workshop particpant from the Netherlands 2023
Employee
"I recently had the opportunity to collaborate with Kerstin, who specialises in providing financial guidance to expats in Germany. As a Canadian who had moved to Munich in 2021, I had two main topics I wanted to clarify: understanding the intricacies of the German pension system and exploring the best investment options available to me while residing in the country. Kerstin’s expertise was evident from the very beginning, as she patiently walked me through the nuances of public and private pension schemes in Germany, outlining the advantages and disadvantages of each. Similarly, when it came to investment decisions, Kerstin provided valuable information. Working with Kerstin was an absolute pleasure. Her ability to explain complex financial concepts in a clear and understandable manner put me at ease. I felt comfortable discussing my financial concerns, and her patient responses provided me with the support I needed throughout our sessions. Thanks to Kerstin, I now have a solid financial plan that will guide me through the next few years while living in Germany. Her guidance has empowered me to make financial decisions independently, granting me a greater sense of control over my financial future. For individuals seeking financial education catered to expats in Germany, I wholeheartedly recommend Kerstin."
Aaron from Canada 2023
Self-employed
"I need to thank you for your support. You have no idea how valuable it has been for me. I thank you immensely. This has felt like an elephant sitting on my chest, but no more. Kerstin makes the complex easier!"
Carolina from the US 2023
Self-employed